3 Easy Steps to Home Ownership

You don't have to be a mortgage expert to know where to begin. At Towne Mortgage of the Carolinas, we give you the resources to make your home financing experience a success. Whether you are looking to buy your first home, upsize or downsize your current home, or refinance, the mortgage experts at Towne Mortgage know how to get you started.

3 Easy Steps to Home Ownership

  1. Talk to a Towne Mortgage of the Carolinas Loan Officer
    Find out about the loan products, rates, and pricing that are available for your specific situation
  2. Pre-qualify for a Mortgage
    Once you know how much home you can afford, home shopping becomes a much easier process! 
  3. Apply Online
    When you have your property selected, it's time to complete the full loan application required by law. This will ask all of the detailed information that a loan officer needs to qualify you for a specific program.

We invite you to get started today with all of the mortgage tools you need at your fingertips. However, our personal touch is never more than a phone call away. Get started with on of our highly experienced Lending Managers. Our experience will make your experience better! 

Richard Clemens REALTOR - Broker

My family has lived in Raleigh and Cary for the past 18 years. In that time I have experienced much of the growth and many of the changes the triangle area has gone through. From Knightdale to Chapel Hill and Wake Forest to Fuqua Varina, with all the new subdivisions, townhouses, and condos that have been built throughout the triangle area, it can be quite confusing determining which area is best for you and/or your family. That is where I come in. I am here to help you compile the pertinent information and focus your research, to make your decision less stressful. At Howard …

  • Direct: 919-882-7722
  • Cell: 919-306-4898
  • Fax: 919-573-0597
  • Email: clemensr@hpw.com

© 2017 Coldwell Banker Howard Perry and Walston
Realtor® Equal Housing Opportunity